Privacy Policy

1. Overview

Wealthy Healthy is a personal wealth-tracking application with an AI-assisted chat experience. This Privacy Policy explains how we collect, use, share, store, and protect information when you use the service.

2. Information We Collect

Account Information

We use Google Sign-In to authenticate you. We retain your verified email address and Google account identifier. We do not currently retain your Google name or profile picture. We do not request access to Gmail, Google Drive, contacts, calendars, or other Google services. The app stores session credentials securely on your device so you can remain signed in. We also retain information needed to maintain and secure your account sessions.

Wealth and Financial Information

You may enter asset names or labels, categories and types, countries, currencies, values, valuation dates, valuation history, and a preferred reporting currency. We use this information to calculate totals, allocation breakdowns, currency conversions, indicators for older valuations, and changes over time.

Chat and AI Information

When you use the assistant, we collect your chat messages and the responses provided. Relevant wealth information may be used to answer your requests. Chat-related information and usage information may be stored to provide, secure, and improve the service.

Technical Information

We collect operational information such as authentication and session information and logs needed for security, reliability, troubleshooting, abuse prevention, and service integrity. The app does not currently request access to your camera, photos, location, contacts, microphone, or notifications. We do not currently use advertising, analytics, crash-reporting, or performance-monitoring SDKs.

3. How We Use Information

We use information to:

• authenticate users and maintain secure sessions;
• provide wealth tracking, valuation history, totals, allocations, currency conversions, and changes over time;
• provide the AI-assisted chat experience and carry out supported wealth-tracking actions you request;
• secure, maintain, and troubleshoot the service; and
• prevent abuse, duplicate requests, and unauthorized activity.

4. AI Features and OpenAI

Chat messages are sent through our backend to OpenAI to generate responses. When needed to answer a request, relevant information about your assets, valuations, reporting currency, and calculated wealth may also be sent to OpenAI. The service may use OpenAI-hosted conversation context to support the chat experience. We request removal of provider-hosted conversations when conversations are rotated or sessions are logged out or revoked, although removal may not always be immediate or complete. OpenAI processes information in accordance with its applicable terms, policies, and the configuration used for this service. This policy does not make claims about OpenAI's separate retention, training, data-residency, or international-transfer practices.

5. Third-Party Services

We use third-party services to operate the app, including:

• Google for authentication;
• OpenAI for AI functionality and hosted conversation context;
• Frankfurter for currency lists and foreign-exchange rates; and
• infrastructure providers for hosting the backend and storing application data.

Frankfurter receives currency and rate information needed for exchange-rate requests, not your account or asset records. Third-party services may change, become unavailable, or process information under their own terms and policies.

6. Data Storage and Security

Application data is stored in a PostgreSQL database. Wealth data is protected by authenticated access controls. Session credentials are stored securely on your device, and refresh-token values are stored in a protected form on the backend. Sensitive fields are redacted from applicable application logs where supported. We take reasonable measures to protect information, but no system can guarantee absolute security.

7. Data Retention and Deletion

We retain personal information for as long as reasonably necessary to provide the service, maintain security, meet legal obligations, and resolve disputes, unless a longer or shorter period is required by applicable law.

The app does not currently include an in-app account-deletion or self-service data-deletion feature. To request deletion of your account or personal information, contact us at wealthyhealthy.support@gmail.com. Some information may need to be retained for legitimate legal, security, fraud-prevention, or operational reasons.

Logging out removes session credentials from your device, revokes the associated session, and removes the app's stored conversation record. Asset archiving removes an asset from active tracking but does not delete the asset or its valuation history.

8. Your Rights and Choices

Depending on where you live, you may have rights regarding your personal information, including access, correction, deletion, objection, restriction, or portability. Contact us at wealthyhealthy.support@gmail.com to make a request or ask a question about privacy.

9. Children's Privacy

The service is not intended for children where use would require parental consent under applicable law.

10. Changes to This Policy

We may update this Policy when the service, third-party providers, or applicable requirements change. We will update the date shown above and provide any notice required by applicable law.

11. Contact Us

Malik Shahzeb Khan
wealthyhealthy.support@gmail.com